The area’s Leading Removals Company
Removals Company Manchester
Our dedication to efficiency and care for your belongings takes some of the stress out of moving so that you can focus on other, equally important, things.
Few people are aware that their removal company will take no responsibility or liability for the loss or damage of household goods while these goods are being loaded, unloaded and transported. In fact, when you sign a contract to hire them to handle your home removals, you are also signing a contract indemnifying them against any claims that you could make against them for loss or damage to your belongings.
So what happens if your goods are damaged or lost during the move? You will have to pay for the cost of repairs or replacement out of your own pocket. That is unless you are insured.
Domestic or home removals insurance is a short-term type of liability insurance policy that would cover you in the event of loss or damage to your goods while they are being relocated. This includes loss or damage that may occur if the removal van or truck is in a traffic accident. It also includes cover in the event that any or all of your items are stolen during transit. Items that are damaged due to incorrect packing or simply being dropped by the removal company should also be covered.
Short-term means that the insurance policy will only apply for the duration of the relocation. This should include the time that your household goods are in storage if this is necessary. If you only find out what items have been damaged days or even weeks after the move, it may be too late to claim from your insurance provider. It is recommended to check your goods upon arrival at their destination or as soon as possible.
Items that are placed in storage may require additional insurance against events such as fire or flood. If the storage facility burns down, your goods may not be covered for the loss under a regular household removal policy.
Where Can You Get Insurance For A Home Removal?
Some household insurance policies make provision for moving house. If you currently have household insurance, read your policy document carefully to find out if you have coverage for relocation and what the policy covers. Alternatively, contact your insurance provider to get the information that you need.
Your home removal company may offer you the option to insure your goods during a move. These policies are normally not provided by the removal company but by a short-term insurance provider. If you take this option, make sure that you read the policy document carefully to make sure that you understand what you are covered for.
Alternatively, you can contact a variety of different insurance providers and compare their home removal insurance products and prices to get the best deal. This is the recommended route as you can find a policy that suits your unique relocation requirements.
Whichever option you take, there are a few factors to keep in mind to ensure that you get the best value for your money:
- Make sure that you take out an all-risk policy that covers you for all eventualities.
- The policy should provide cover whether damage or loss was caused due to negligence, purposeful actions or error on the part of the removal company.
- Check whether your total claim will be capped or limited to a certain amount as well as limitations that may be placed on claims for individual items.
- Make sure that you understand which events are not covered by the insurance policy.
- Find out if there is a co-payment or deductible if you claim and how this is calculated.
- Understand how the value of your goods relative to the amount you claim is calculated.
What Does Household Insurance For Removals Cost?
Unlike regular insurance, there is no monthly payment or premium for domestic removal insurance. You will need to pay a once-off premium or payment in order to receive cover. This premium is rather small when compared to other insurance policies and relative to the value that you will receive in the event that loss or damage does occur to your household goods. However, the rate can differ from one provider to another and may depend on a number of additional factors:
- The volume of goods being moved.
- Whether any of the items have a high estimated value such as a piano or antique furniture.
- The period over which the move will take place and whether storage may be necessary.
- If different modes of transport will be necessary to complete the move.
- Any other risk factors.
These and other factors are used to evaluate the value of the policy as well as the risk. The lower your risk and the value of your household goods, the less you are likely to pay for your cover. Make sure that you compare the value that you are likely to get in the event that you need to claim with the cost of the home removal insurance policy.
When it is time to move to a new home or location for your business, one of the biggest stressors is figuring out how and when you’re going to physically move everything from the old location to the new one. It is a time-consuming and exhausting practice to handle these large tasks by oneself, or even with the help of a few well-meaning friends. For this reason, many people choose instead to contact a removals company to help them physically move their possessions from one place to another.
What is the appeal of a removals company? Do professional removers really make that much of a difference in the process? Continue reading to find out why so many people swear by the services of a removals company.
Packing is Tedious – and Expensive
Nobody likes packing up their belongings, especially not when there is a lot of stuff to move or fragile items that need to be handled with extra care. It can get expensive to buy your own boxes and crates, which you may not fill the most efficiently in the first place and accidentally cause yourself to spend even more. A removals company will handle the packing to ensure that everything is moved without damage and in the most efficient manner possible.
Peace of Mind is Important
When you place your belongings into the brief possession of a removals company, you can rest assured knowing that the safe transport of your items is of the utmost importance to them. Professional movers will even insure your items, just in case a mistake does occur.
The Right Equipment Means Improved Safety and Efficiency
Moving all of your items into the back of a truck might be “good enough,” but it is often unsafe. When moving large or heavy objects, certain procedures need to be implemented in order to minimize the risk of injury to people and property. Because removals companies possess the proper equipment and send adequate staffing to each job site, it will take much less time to load up and transport your items than if non-professionals were charged with the task.
Your Time is Valuable
Moving day is often a busy time, with more heaping onto your plate than the relatively simple matter of physically moving from place to place. When you entrust a removals company with your relocating needs, you can focus your valuable time on other aspects of moving – the aspects that actually require your direct involvement.
Nobody Likes Moving
The physical actions of packing, relocating and unpacking your items is an immense task, one that many people often recruit the help of friends and family to accomplish. However, who actually likes helping a friend move? It’s a strenuous, long process that eats into time that could be better spent doing more enjoyable or other important things. Hiring a removals company frees up your time, and the time of your friends and family, to tackle other matters and enjoy moving day.
Moving your home or business is a daunting task that nobody is looking forward to, even when the move itself is a positive change. Those who want to save time and possibly some serious money are often advised to recruit the help of a professional removals company to accomplish the physical actions behind moving from place to place. But when the subject is approached, all too many people ask, “Is that really necessary?”
We’re here to assure you that, yes, it most certainly is. While you can move your own possessions without the aid of professionals, a removals company’s involvement is essential if you want to make the process as low-stress as humanly possible. Read on to understand the role of removals companies in the moving process. You’ll wonder how you’ve ever moved without their help before!
They Handle Packing
Packing up your possessions is stressful because you need to buy the materials – like boxes and crates – and then carefully pack everything as to avoid unintentionally breaking your valuables. A removals company will handle this entire process for you, saving you time and money. These professionals know how to efficiently and effectively pack everything for easy transport and to safeguard your items against damage.
They Move Everything – With the Right Equipment
In the hurry of trying to pack, load and transport your own possessions, it is not at all uncommon for people to get hurt. Heavy lifting or the moving of awkwardly-shaped or large items can cause unexpected injuries and accidents when you don’t have the right equipment for the job. The professionals from a removals company have all of the equipment that they need to move your items without risk of injury to people or property and will gladly do so regardless of the size of the job.
They Insure Your Belongings
When you place your items into the hands of a professional removals company, you can breathe easily in knowing that they have insured everything that they’re moving for you. This way, you’re financially protected even if an accident does happen.
They’ll Store Your Belongings
Has something kept you from moving to the new location on schedule? That’s no problem! Removals companies will store your items, at an extra cost of course, for a short or long-term period of time while you figure out your situation.
Removals Companies Simply Make Everything Easier
Moving to a new home or business location is stressful, this cannot be overstated in its truth. However, a lot of this stress can be removed by recruiting a professional removals company in your area. From start to finish, they act with efficiency and responsibility to ensure that everything you own is being transported with the utmost care. When you know that your items are in good hands, you can focus on the other aspects of the big move.